National Flood Insurance Program
Reducing the Risks of Damage & Loss
This information has been prepared so that you can protect your property from the physical and financial dangers of flooding in your area. The City urges you to read and take action concerning reducing the risks of damage and loss to you, your family, property and personal possessions.
Flood Hazard Areas
The City of South Miami contains commercial and residential properties that are located in federally designated Special Flood Hazard Areas and these properties will experience the effects of periodic flooding during seasonal rains, tropical storms, and especially hurricanes.
Property in Flood Zones
The city's Planning and Zoning Department can assist you in determining if your property does fall within a Special Flood Hazard Area (SFHA). The department will utilize Flood Insurance Rate Maps (FIRM) provided by the Federal Emergency Management Agency (FEMA) to determine if your property is located within the SFHA.
Revised Flood Zones
Please note that as of September 11, 2009, the City of South Miami flood zones map has been revised and your property may or may not be in a flood zone. Please look at the revised City of South Miami flood zones map to see. If you have any questions, feel free to contact the City of South Miami Planning and Zoning Department.
- Access the former City of South Miami flood zones map to see what the previous flood zone for your property was.
- View a copy of the Flood Mail-Out Brochure that is mailed out twice a year.
- Look at a copy of the Flood Hazard Presentation that runs on Channel 77.
Community Rating System (CRS)
The national flood insurance program's (NFIP) community rating system (CRS) was implemented in 1990 as a program for recognizing and encouraging community floodplain management activities that exceed the minimum NFIP standards. The National Flood Insurance Reform Act of 1994 codified the community rating system in the NFIP.
Under the CRS, flood insurance premium rates are adjusted to reflect the reduced flood risk resulting from community activities that meet the three goals of the CRS:
- Facilitate accurate insurance rating
- Promote the awareness of flood insurance
- Reduce flood losses
The City of South Miami (NFIP Number 120658) is credited by the CRS for the following activities:
|CRS Activity Number||Description|
|310|| Elevation Certificates
|320|| Map Information
|330|| Outreach Projects
|350|| Flood Protections Library
|360|| Flood Protection Assistance
|420|| Open Space Preservation
|430||Higher Regulatory Standards|